/* Lendinet — Banking-style UI Kit */
:root{
  --brand-900:#07142A; --brand-700:#0B63A8; --accent:#0EA5A4; --premium:#7C3AED;
  --success:#10B981; --muted:rgba(230,238,246,0.75); --text:#E6EEF6;
  --glass: rgba(255,255,255,0.03); --surface:#0F1724; --radius:12px;
  --shadow: 0 10px 30px rgba(2,6,23,0.6);
}

/* Reset */
*{box-sizing:border-box}
html,body{height:100%;margin:0;font-family:Inter,system-ui,Arial,sans-serif;background:
linear-gradient(180deg,#04122a 0%, #071a33 60%), radial-gradient(600px 300px at 10% 10%, rgba(124,58,237,0.06), transparent);
color:var(--text);-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.container{max-width:1100px;margin:28px auto;padding:0 20px}

/* Top Bar */
.topbar{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;background:linear-gradient(90deg, rgba(255,255,255,0.02), transparent);border-bottom:1px solid rgba(255,255,255,0.02)}
.topbar.small{padding:10px 16px}
.brand{display:flex;gap:12px;align-items:center}
.logo{width:44px;height:44px;border-radius:10px;background:linear-gradient(90deg,var(--accent),var(--premium));display:flex;align-items:center;justify-content:center;font-weight:700;color:#fff}
.brand-name{font-weight:700}
.brand-sub{font-size:12px;color:var(--muted)}
.nav{display:flex;gap:12px}
.nav a{padding:8px 12px;border-radius:8px;color:var(--muted);font-weight:600}
.nav a.active, .nav a:hover{background:linear-gradient(90deg, rgba(124,58,237,0.12), rgba(14,165,164,0.06));color:var(--text)}
.cta .btn{padding:8px 12px}

/* Buttons */
.btn{display:inline-block;padding:10px 14px;border-radius:10px;background:transparent;border:1px solid rgba(255,255,255,0.06);color:var(--text);cursor:pointer;font-weight:600}
.btn-primary{background:linear-gradient(90deg,var(--accent),var(--premium));border:none;color:#fff;box-shadow:0 6px 18px rgba(12,80,100,0.08)}
.btn-ghost{background:transparent;color:var(--muted);border:1px solid rgba(255,255,255,0.03)}
.btn-outline{background:transparent;border:1px solid rgba(255,255,255,0.06)}
.btn-small{padding:8px 10px;font-size:13px}
.btn-pay{background:linear-gradient(90deg,#059669,#10b981);border:none;color:white}

/* Hero */
.hero{display:flex;gap:24px;align-items:stretch;margin-top:18px}
.hero-left{flex:1}
.hero-right{width:420px}
.hero h1{font-size:30px;margin:0 0 8px}
.lead{color:var(--muted);margin:0 0 16px}
.hero-ctas{display:flex;gap:12px;margin-bottom:12px}
.trustline{display:flex;gap:16px;color:var(--muted);list-style:none;padding:0;margin:12px 0 0}

/* Cards & glass */
.glass{background:linear-gradient(180deg, rgba(255,255,255,0.02), rgba(255,255,255,0.01));border-radius:var(--radius);padding:18px;border:1px solid rgba(255,255,255,0.05);backdrop-filter: blur(6px);box-shadow:var(--shadow)}
.card-elig{padding:18px;border-radius:14px}
.card-head{display:flex;justify-content:space-between;align-items:flex-start}
.chip{background:rgba(255,255,255,0.05);padding:6px 10px;border-radius:10px;font-weight:600;color:var(--muted);font-size:13px}

/* grid */
.grid{display:grid;gap:16px}
.cards .card{padding:16px;border-radius:12px}
.grid.cards{grid-template-columns:repeat(4,1fr)}
@media (max-width:1000px){.grid.cards{grid-template-columns:repeat(2,1fr)}.hero{flex-direction:column}.hero-right{width:100%}}
@media (max-width:640px){.grid.cards{grid-template-columns:1fr} .nav{display:none} .brand-sub{display:none}}

/* Forms */
.form-area{margin:18px 0}
.loan-form label, .loan-form input, .loan-form select, .loan-form textarea{display:block;width:100%}
.loan-form input, .loan-form select, textarea{padding:10px;margin-top:6px;border-radius:10px;border:1px solid rgba(255,255,255,0.04);background:transparent;color:var(--text)}
.row{display:flex;gap:12px}
.row label{flex:1}
.file-upload input{padding:8px}
.form-actions{display:flex;gap:12px;margin-top:12px;align-items:center}

/* right sticky */
.sticky-right{position:relative}
.elig-card{padding:14px;text-align:left}
.elig-card h2{font-size:22px;margin:6px 0}
.spacer{height:12px}

/* matrix */
.matrix{width:100%;border-collapse:collapse}
.matrix th,.matrix td{border:1px solid rgba(255,255,255,0.03);padding:8px;font-size:13px}
.hidden{display:none}

/* Plans */
.plans-grid{grid-template-columns:repeat(3,1fr)}
@media (max-width:900px){.plans-grid{grid-template-columns:1fr}}
.plan-card{padding:18px;border-radius:14px;position:relative}
.plan-card .ribbon{position:absolute;left:14px;top:-12px;background:var(--accent);padding:6px 10px;border-radius:6px;font-weight:700;color:#fff;font-size:12px}

/* modal */
.modal{display:none;position:fixed;inset:0;background:linear-gradient(180deg, rgba(0,0,0,0.45), rgba(0,0,0,0.6));align-items:center;justify-content:center;padding:20px;z-index:90}
.modal .modal-content{max-width:520px;width:100%;padding:20px}

/* small components */
.muted{color:var(--muted);font-size:13px}
.small{font-size:13px}
.product-card{padding:16px;border-radius:12px}
.highlight{padding:20px}
.service-list{list-style:disc;margin-left:18px}

/* footer */
.site-footer{display:flex;justify-content:space-between;gap:12px;padding:18px;margin-top:20px;border-top:1px solid rgba(255,255,255,0.02);color:var(--muted)}
.card-portal{margin-top:18px}
.card-sample{display:flex;gap:12px;align-items:center}
.card-front{background:linear-gradient(90deg, rgba(14,165,164,0.08), rgba(124,58,237,0.06));padding:12px;border-radius:10px;width:320px}
.card-row{display:flex;justify-content:space-between;align-items:center}